FAQs

How can Fast Small Loans help me?

At Fast Small Loans we make it easy for you to evaluate the number of loan deals offered by different lenders. Reviewing the loan deals ahead of entering into any agreement will let you make the right choice.

Do I need to pledge any collateral?

Small Personal Loans ($300-$2000) fall under unsecured category. Therefore, you do not have to pledge any collateral against the approved money. But Medium Perosnal Loans ($2001-$4600) are secured loans and lenders may ask for security against these loans.

Who can apply?

Any Australian citizen, or Permanent Resident of Australia who has attained 18 years of age, earning monthly income and have a bank account can apply for small fast loans.

Will I get loan approval?

Loan approval decisions are taken by the lender which will be based on your current credit status, monthly salary and past level of outstanding debts.

How much money can I borrow and for how long?

Approval against Small Personal Loans can get you an amount from $300 - $2000. Depending on the approved cash you will be offered 3 Months to 12 Months to repay back the borrowed money. In case of Medium Perosnal Loans, you can borrow from $2001 to $4600. The loan term for these loan is 12 Months to 24 Months

What if I fail to repay back on time?

If you are unable to pay back as per schedule you should immediately contact your lender. You can opt for extension of the loan deal, but be aware as they can cost you additional charges. Failure to pay back on time will have negative impact on your credit status. Lender will also charge costly penalties, additional fee and interest payments.

How do I contact at Fast Small Loans?

To contact us you will need to fill in a simple online form with your name, contact details and message. Whether you have any confusion or need additional information, feel free to contact us for any purpose. But for queries related to loan lending, repayment and interest rates you should contact the lender.

Rates & Costs


Small Personal Loans ($300- $2000)

An upfront 20% establishment fee of total loan amount + 4% Monthly Interest, No Annual Interest Rates

Example: You Borrow: $800 for 8 Months, You Pay - $1268

$160 (20% Establishment Fee) + $308 (4% Monthly Interest Rate)

Maximum Representative APR 199.9%

Loan Terms: Minimum 3 Months - Maximum 12 Months

(All the prices are in Australian Dollar. These rates are just an example to make you sure about rates and costs)

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Medium Personal Loans ($2001- $4600)

Security may be required for these secured loans.

An upfront $400 establishment fee + Maximum 48% Annual Rates

Example: You Borrow: $4600 for 22 Months, You Pay - Approx $5561

$400 (Establishment Fee) + $63.19 (Weekly Repayment)

Loan Terms: Minimum 12 Months - Maximum 24 Months

(All the prices are in Australian Dollar. These rates are just an example to make you sure about rates and costs)

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