Our Charges

We are just an intermediary and do not take lending decisions at Fast Small Loans. No fee will be charged by us for any of our services. We also charge no fee for the comparison tools and calculators. Simply let us know your requirements and we will forward your loan request to competent lender without charging anything. But lenders will charge you application fee and also interest based on the amount of cash you borrow. They will also charge late fee if for any reason you fail to repay back the borrowed money on time. Do review all the rates and charges carefully ahead of applying for a loan.Here are the legal rates, which a lender can charge to borrower according to ASIC & NCCP Act 2009.


Rates & Costs


Small Personal Loans ($300- $2000)

An upfront 20% establishment fee of total loan amount + 4% Monthly Interest, No Annual Interest Rates

Example: You Borrow: $800 for 8 Months, You Pay - $1268

$160 (20% Establishment Fee) + $308 (4% Monthly Interest Rate)

Maximum Representative APR 199.9%

Loan Terms: Minimum 3 Months - Maximum 12 Months

(All the prices are in Australian Dollar. These rates are just an example to make you sure about rates and costs)

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Medium Personal Loans ($2001- $4600)

Security may be required for these secured loans.

An upfront $400 establishment fee + Maximum 48% Annual Rates

Example: You Borrow: $4600 for 22 Months, You Pay - Approx $5561

$400 (Establishment Fee) + $63.19 (Weekly Repayment)

Loan Terms: Minimum 12 Months - Maximum 24 Months

(All the prices are in Australian Dollar. These rates are just an example to make you sure about rates and costs)

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