Terms and Conditions

You should carefully go through the terms and condition of Fast Small Loans ahead of browsing further through this website. It is obligatory for you to abide by the terms of the loans set forth by us. Therefore, read them carefully ahead of browsing. If under any circumstances you feel you won't be able to abide by the rules, we request you to navigate away from the site right away.

The services available in this website are only meant for permanent residents of Australia and Australian citizens. While applying for the loans you should confirm that you have attained 18 years of age. You should have a reliable source of income and an active banking account that accepts direct cash deposit. Our site is not appropriate for the users outside Australia.

We provide information to give you a general idea about the small loan deals that you can borrow during emergency. All content posted by us in this website has been collected through a reliable source. However, we cannot assure 100% accuracy of the information. We shall also not be liable for the decisions you make based on the information available in this website. We also cannot guarantee that our financial services will cater fully to your needs. The information on the site is strictly prohibited from any kind of official use or republishing.

At Fast Small Loans we will help you get connected to reliable lenders who can fulfill your cash needs. We are only a mediator are not responsible for the loan decisions taken by you. We will only provide you with different options without being partial to any particular loan lender. Lenders hold the sole authority of accepting or rejecting your loan requites. We do not influence their decision in any way. We advise you to take legal professional advice if required ahead of applying for a loan deal.

You will come across various third party links while browsing through this site. These links are provided only for reference purpose and you need to visit them at your own risk. We are a separate entity and in no way represent, promote or sponsor any of these links. Clicking on such links will divert you from this site. All our services at Fast Small Loans can be accessed for free of charges. We will connect you only to the lending companies who can fulfill your cash needs as well as repayment ability.

The services offered by us are subjected to frequent changes and we have the authority to withdraw them without any prior notice. We can restrict the usage of some part of the website due to any reason at any time. Our services may not be accessible round the clock.

We at Fast Small Loans have taken all the steps for safeguarding the personal details of our customer. To know more on that you can go through the privacy policy page. We keep improvising our services from time to time. You can register with us to access our services.


Rates & Costs


Small Personal Loans ($300- $2000)

An upfront 20% establishment fee of total loan amount + 4% Monthly Interest, No Annual Interest Rates

Example: You Borrow: $800 for 8 Months, You Pay - $1268

$160 (20% Establishment Fee) + $308 (4% Monthly Interest Rate)

Maximum Representative APR 199.9%

Loan Terms: Minimum 3 Months - Maximum 12 Months

(All the prices are in Australian Dollar. These rates are just an example to make you sure about rates and costs)

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Medium Personal Loans ($2001- $4600)

Security may be required for these secured loans.

An upfront $400 establishment fee + Maximum 48% Annual Rates

Example: You Borrow: $4600 for 22 Months, You Pay - Approx $5561

$400 (Establishment Fee) + $63.19 (Weekly Repayment)

Loan Terms: Minimum 12 Months - Maximum 24 Months

(All the prices are in Australian Dollar. These rates are just an example to make you sure about rates and costs)

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